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Federal Bank Ltd, Educational Loans

Federal Bank education loans were launched to provide financial assistance to meritorious students willing to pursue their higher education. The bank offers two types of loans namely Federal Vidya Loan and Federal Special Vidya Loan.

Federal Bank Limited founded by Kulangara Paulo Hormis, started its operations with an authorized capital of Rs. 5000. If you want to know more about Federal Bank Ltd, educational loans, then scroll down the page.

Candidate's Eligibility

Candidates applying for Federal Bank student loan should be Indian nationals. Applicants will be considered eligible only if they get admission to various professional or technical courses through merit based selection process or entrance examination.

Courses Eligible for Federal Bank Ltd, Educational Loans

There are various undergraduate and postgraduate courses which are eligible for Federal Bank student loan. The courses should be offered by reputed institutions affiliated to universities and government statutory bodies.

Quantum of Loan

Federal Vidya Loan-The maximum education loan offered under this scheme is Rs.25 lacs. Federal Special Vidya Loan-The maximum education loan offered is Rs.7.5 lacs (Studies in India) and Rs.15 lacs (Studies abroad) respectively.

Repayment of Federal Bank Ltd, Educational Loan

Federal Vidya Loan-Eleven years is the maximum time period given for the repayment of loan. Federal Special Vidya Loan-Five to seven years of time is given to the candidates for paying back the loan.

Security

Federal Bank charges various kinds of securities for issuing education loans.

Federal Vidya Loan-Co-obligant or collateral security is required for the bank to issue the education loan.

Source : http://www.federalbank.co.in/

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